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House Hacking Calculator
Analyze living in one unit while renting out others. Calculate your reduced living expenses and path to living rent-free.
Property Configuration
4
Duplex4-plex8 units
3
🏠 Rented
🏠 Rented
🏠 Rented
🏡 You
Rental Income
$
0%10%20%
Variable Expenses
0% (Self-manage)6%12%
💡 House hackers often self-manage since they live on-site
0%5%15%
$
Rental Comparison
$
This helps calculate how much you're saving vs. renting elsewhere
🎉 You're Living FREE + Earning!
+$399.00
You pocket $4,788.00/year while living here!
AI Investment Insights
Your Savings vs. Renting
Living Expenses Covered100.00%
If Renting Elsewhere
-$1,200.00
/month
House Hacking
+$399.00
/month
Annual Savings$14,400.00
compared to renting a similar unit elsewhere
Monthly Income vs Expenses
Rental Income (3 units)$3,420.00
Total Expenses$3,021.00
Net Cash Flow+$399.00
Expense Breakdown
$3,021
per month
Mortgage
$2,200.00Property Tax
$300.00Insurance
$150.00Maintenance
$171.00Utilities
$200.00Monthly Summary
Gross Rental Income (3 units)$3,600.00
Less: Vacancy (5%)-$180.00
Effective Rental Income$3,420.00
Fixed Expenses-$2,650.00
Variable Expenses-$371.00
Monthly Cash Flow+$399.00
Ready to find your perfect house hack?
Get a free rental estimate for multi-unit properties in your area and start your journey to living rent-free.