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Cash Flow Calculator

Analyze your rental property cash flow by factoring in all income, expenses, vacancies, and reserves. Know your true monthly profit.

Income

$
$
0%10%20%

Fixed Monthly Expenses

$
$
$
$

Don't have a mortgage? Use our Mortgage Calculator

Variable Expenses

0% (Self-manage)8%15%
0%5%15%
$
$

Reserve for major replacements (roof, HVAC, appliances)

Monthly Cash Flow

$231.20

Annual: $2,774.40

AI Investment Insights

Income vs Expenses

Effective Income$2,660.00
Total Expenses$2,428.80

Vacancy Loss

-$140.00

Cash Flow Ratio

8.26%

Expense Breakdown

$2,429

per month

Mortgage
$1,500.00
Property Tax
$250.00
Insurance
$100.00
Management
$212.80
Maintenance
$133.00
Repairs
$100.00
CapEx Reserve
$133.00

Monthly Summary

Gross Monthly Income$2,800.00
Less: Vacancy (5%)-$140.00
Effective Gross Income$2,660.00
Operating Expenses-$795.80
Net Operating Income (NOI)$1,864.20
Mortgage Payment-$1,500.00
CapEx Reserve-$133.00
Monthly Cash Flow$231.20

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